Fiesta Layered Dip

Ingredients

• 1 cup sour cream
• 1/4 cup Duke's Light Mayonnaise
• 1/2 tsp. ground chile pepper
• 1/2 tsp. granulated onion
• 1/2 tsp. granulated garlic
• 1/2 tsp. ground cumin
• Pinch of ground red pepper
• 1/4 tsp. salt
• 1 16 oz. can refried beans
• 4 oz. shredded sharp cheddar cheese
• 1 cup diced tomatoes
• 1/2 cup sliced green onions
• 1 3.8 oz. can sliced black olives